Does Your Car Qualify?
  • Antique & Classic Cars: Private passenger motor vehicle which has not
    been altered from its original factory specifications and is over 20 years
    old.  It is generally of unique design and/or limited production base.  It
    must be a vehicle whose value extends beyond the utilitarian aspect of
    daily transportation.

  • Customized/Modified: Private passenger motor vehicle, which is at least
    20 years old, that has been altered from its original design with
    modifications to the engine, chassis, body style, paint, and/or interior.

  • Street Rods: Private passenger motor vehicle manufactured prior to 1949,
    but which has been modified from its original design with modifications to
    the engine, chassis, body style, paint, and/or interior.

  • Exotics: Private passenger motor vehicle which has not been altered from
    its original factory specifications.  It's a unique design and of limited
    production.  In addition, the vehicle's value is derived from a combination
    of performance and artistic nature of body work and interior.

  • Kit Cars & Replicas: Private passenger motor vehicle of new manufacture
    or construction, which mimics a prior year's vehicle design (usually of a
    classic or antique model year). This may be purchased as an assembled
    or pre-assembled vehicle.  Dune buggies are not eligible for coverage
    with MTKSI Collector Car Insurance.

  • Vintage, Antique, Classic, Limited Edition, Prototype & Modified
    Motorcycles:  A motorcycle of recognized collector status that is part of a
    collection.
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