© 2006-2011 MTKSI   I   Privacy Policy   

Who Qualifies?
  • Drivers who are 25 years old or older
  • Drivers with at least 3 years of driving experience
  • Generally, drivers with just one or two minor violations or accidents in the
    last 3 years
Other Factors in the Approval Process:
  • Usage: MTKSI provides coverage for vehicles that are used on an
    occasional basis and maintained primarily for use in car club activities,
    exhibitions, parades, and pleasure driving.
  • Storage: Collector vehicles must be stored in a fully-enclosed and locked
    garage when not in use.
  • Regular-use Vehicles: Each licensed driver in the household must have a
    regular-use automobile for daily driving and must maintain regular-use
    insurance in his or her own name.
Ineligible Drivers:
  • Drivers less than 25 years old
  • Drivers with a suspended or invalid driver's license
  • Drivers with less than 3 years of driving experience
  • Drivers with more than 2 minor violations or accidents in the last 3 years
  • Drivers with any major violations such as reckless driving or alcohol/drug
    violations