Drivers with at least 3 years of driving experience
Generally, drivers with just one or two minor violations or accidents in the last 3 years
Other Factors in the Approval Process:
Usage: MTKSI provides coverage for vehicles that are used on an occasional basis and maintained primarily for use in car club activities, exhibitions, parades, and pleasure driving.
Storage: Collector vehicles must be stored in a fully-enclosed and locked garage when not in use.
Regular-use Vehicles: Each licensed driver in the household must have a regular-use automobile for daily driving and must maintain regular-use insurance in his or her own name.
Ineligible Drivers:
Drivers less than 25 years old
Drivers with a suspended or invalid driver's license
Drivers with less than 3 years of driving experience
Drivers with more than 2 minor violations or accidents in the last 3 years
Drivers with any major violations such as reckless driving or alcohol/drug violations